Since the 2000s, economists across fields have increasingly used consumer credit reporting
data for research. We introduce readers to the economics of and the institutional details of …

This study examines how the deterioration of a household's balance sheet alters its
propensity to sue another entity for damages in civil court. Using state-level administrative …

This study examines the impact of public healthcare accessibility on medical loan uptake. In
the first part of the paper, we combine administrative Italian healthcare data with a large …