Fintech lending

T Berg, A Fuster, M Puri - Annual Review of Financial …, 2022 - annualreviews.org
In this article, we review the growing literature on financial technology (FinTech) lending—
the provision of credit facilitated by technology that improves the customer–lender …

Fintech and access to finance

H Bollaert, F Lopez-de-Silanes… - Journal of corporate …, 2021 - Elsevier
This article surveys research on the effects of digitalization on access to finance. We focus
the review on access through fintech. We review the growth of three main fintech …

Can FinTech reduce disparities in access to finance? Evidence from the Paycheck Protection Program

I Erel, J Liebersohn - Journal of Financial Economics, 2022 - Elsevier
New technology promises to expand the supply of financial services to small businesses
poorly served by banks. Does it succeed? We study the response of FinTech to financial …

Fintech and banking: What do we know?

AV Thakor - Journal of financial intermediation, 2020 - Elsevier
This paper is a review of the literature on fintech and its interaction with banking. Included in
fintech are innovations in payment systems (including cryptocurrencies), credit markets …

The rise of finance companies and fintech lenders in small business lending

M Gopal, P Schnabl - The Review of Financial Studies, 2022 - academic.oup.com
We document that finance companies and FinTech lenders increased lending to small
businesses after the 2008 financial crisis. We show that most of the increase substituted for a …

[HTML][HTML] Fintech in the time of COVID− 19: Technological adoption during crises

J Fu, M Mishra - Journal of Financial Intermediation, 2022 - Elsevier
We document the effects of the COVID− 19 pandemic on digital finance and fintech
adoption. Drawing on mobile application data from a globally representative sample, we find …

Digitalization, financial inclusion, and small and medium-sized enterprise financing: Evidence from China

X Zhang, J Li, D Xiang, AC Worthington - Economic Modelling, 2023 - Elsevier
This study investigates the impact of a new digitalization policy implemented in seven pilot
zones in China on small and medium-sized enterprises (SMEs) and their access to finance …

The global impact of COVID-19 on FinTech adoption

J Fu, M Mishra - Swiss Finance Institute Research Paper, 2020 - zora.uzh.ch
We draw on mobile application data from 74 countries to document the effects of the COVID-
19 pandemic on the adoption of digital finance and fintech. We estimate that the spread of …

Frequency connectedness between FinTech, NFT and DeFi: Considering linkages to investor sentiment

S Gunay, JW Goodell, S Muhammed… - International Review of …, 2023 - Elsevier
We explore the domain of FinTech, DeFi, and NFT market relationships considering investor
attention. Using frequency connectedness analysis, we employ two different investor …

Fintech, board of directors and corporate performance in Saudi Arabia financial sector: Empirical study

EM Al-Matari, MH Mgammal, MH Alosaimi, TF Alruwaili… - Sustainability, 2022 - mdpi.com
On a global scale, the Fintech sector has become increasingly important for keeping abreast
of developments and progressions in the financial field. This study aimed to examine the …