Fintech lending

T Berg, A Fuster, M Puri - Annual Review of Financial …, 2022 - annualreviews.org
In this article, we review the growing literature on financial technology (FinTech) lending—
the provision of credit facilitated by technology that improves the customer–lender …

Fintech and access to finance

H Bollaert, F Lopez-de-Silanes… - Journal of corporate …, 2021 - Elsevier
This article surveys research on the effects of digitalization on access to finance. We focus
the review on access through fintech. We review the growth of three main fintech …

Can FinTech reduce disparities in access to finance? Evidence from the Paycheck Protection Program

I Erel, J Liebersohn - Journal of Financial Economics, 2022 - Elsevier
New technology promises to expand the supply of financial services to small businesses
poorly served by banks. Does it succeed? We study the response of FinTech to financial …

The rise of finance companies and fintech lenders in small business lending

M Gopal, P Schnabl - The Review of Financial Studies, 2022 - academic.oup.com
We document that finance companies and FinTech lenders increased lending to small
businesses after the 2008 financial crisis. We show that most of the increase substituted for a …

[HTML][HTML] Fintech in the time of COVID− 19: Technological adoption during crises

J Fu, M Mishra - Journal of Financial Intermediation, 2022 - Elsevier
We document the effects of the COVID− 19 pandemic on digital finance and fintech
adoption. Drawing on mobile application data from a globally representative sample, we find …

Digitalization, financial inclusion, and small and medium-sized enterprise financing: Evidence from China

X Zhang, J Li, D Xiang, AC Worthington - Economic Modelling, 2023 - Elsevier
This study investigates the impact of a new digitalization policy implemented in seven pilot
zones in China on small and medium-sized enterprises (SMEs) and their access to finance …

The global impact of COVID-19 on FinTech adoption

J Fu, M Mishra - Swiss Finance Institute Research Paper, 2020 - zora.uzh.ch
We draw on mobile application data from 74 countries to document the effects of the COVID-
19 pandemic on the adoption of digital finance and fintech. We estimate that the spread of …

Frequency connectedness between FinTech, NFT and DeFi: Considering linkages to investor sentiment

S Gunay, JW Goodell, S Muhammed… - International Review of …, 2023 - Elsevier
We explore the domain of FinTech, DeFi, and NFT market relationships considering investor
attention. Using frequency connectedness analysis, we employ two different investor …

Fintech, board of directors and corporate performance in Saudi Arabia financial sector: Empirical study

EM Al-Matari, MH Mgammal, MH Alosaimi, TF Alruwaili… - Sustainability, 2022 - mdpi.com
On a global scale, the Fintech sector has become increasingly important for keeping abreast
of developments and progressions in the financial field. This study aimed to examine the …

Determinants of FinTech and BigTech lending: the role of financial inclusion and financial development

PK Ozili - Ozili, PK (2023). Determinants of FinTech and BigTech …, 2023 - papers.ssrn.com
Credit markets around the world are undergoing digital transformation which has led to the
rise in Fintech and Bigtech lending. Fintech and Bigtech lending is the provision of credit by …