With near unanimity, climate scientists project natural disasters to increase in frequency,
severity, and geographic scope over the next century. We survey academic literature at the …

Natural disasters wreak economic havoc and cause financial distress for victims.
Commercial loans provided by lending firms play a key role in helping victims recover from …

Natural disasters can have important impacts on an individual's decision to purchase
insurance. The literature primarily focuses on the impact of natural disasters on the decision …

This study aims to identify the primary factors that strengthen the crisis resilience of family
businesses and develop a framework for the family business resilience (FBR) factors. This …

We study the role of insurance in improving household and community disaster recovery.
Our analysis harnesses both a unique survey of residents impacted by four land‐falling …

This paper examines the impact of wildfires on mortgage repayment using novel data that
combine property-level damages and mortgage performance. We find that 90-day …

We estimate the causal effect of emergency credit on households' finances after a negative
shock. To do so, we link application data from the US Federal Disaster Loan program, which …

We study household credit responses to Hurricane Harvey using new, geographically
granular data on credit cards, mortgages, and flooding. Estimates from a differences-in …

Mounting costs of anthropogenic climate change reveal that adaptation will be essential to
human well-being in coming decades. At the same time, the literature on the economics of …

I study the use ofdisaster flags' applied to credit reports to provide relief to consumers
affected by natural disasters. Between 2010 and 2020, 59 million consumers have a disaster …