The FinTech revolution captures the simultaneous attack of a large number of technologies,
notably mobile telephones and blockchain, which are ushering in efficiency or outreach to …

The insurance industry plays an important role for European economic stability and the
threats and opportunities it faces should be carefully determined. In this paper we highlight …

The advent of the Internet of Things enables companies to collect an increasing amount of
sensor generated data which creates plenty of new business opportunities. This study …

Vehicle insurance is a very important source of income for insurance companies, and it is
closely related to the driving style performed by driving behavior. Different driving styles can …

Usage-based insurance (UBI) has been attracting more and more attention; however, two
open research questions are how behavioral data of drivers affects driving risk and how …

Purpose The purpose of this paper is to analyze the use of telematics in insurance and its
consequences for the insurability of risks. Empirical results on monitoring policyholders or …

Traditional challenges insurers face include:(1) asymmetric information—the inability to
price a policyholder correctly;(2) moral hazards—the change of attitude following cover; and …

A health risk score was created to investigate the possibility of using data provided by
wearable technology to help predict overall health and mortality, with the ultimate goal of …

Profiling driver behaviors and designing appropriate pricing models are essential for auto
insurance companies to gain profits and attract customers (drivers). The existing approaches …

The availability of data from telematics and wearables enables insurers to design and price
products based on more information about the consumer. As new technologies develop …