Innovative women entrepreneurs can be agents of change and offer novel solutions to
global challenges. However, they face multiple barriers to growing their businesses. This …

Hundreds of millions of people in low-income economies do not have a credit or bank
account because they have insufficient credit history for a credit score to be ascribed to …

Can personality traits be measured and interpreted reliably across the world? While the use
of Big Five personality measures is increasingly common across social sciences, their …

Rural microfinance must contend with the triple challenges of isolation, small‐scale
transactions, and risk. These challenges result in information asymmetries and transaction …

Remarkably, a small fraction of firms account for most of the job and output creation in high-
income and developing countries alike. Does this imply that the path to enabling more …

Global financial and data capitalism has constituted new forms of knowledge, novel
inscriptions which make that knowledge tangible and new ways of visualizing sources of …

It is increasingly common to claim that innovative financial technologies ('fintech') will enable
ever-wider access to credit. Previous critical accounts have often linked the development of …

Many households in developing countries lack formal financial histories, making it difficult for
firms to extend credit, and for potential borrowers to receive it. However, many of these …

In developing countries, smallholder farmers often lack long-lasting sources of credit. While
traditional banking, microfinance, and cooperatives have addressed some financing gaps …

Purpose This study aims to formulate a behavioural credit scoring models for Indian small
and medium enterprises (SME) entrepreneurs using certain behavioural and psychological …