Pain of payment is the negative psychological affect consumers experience when they
become cognizant that they have lost a certain amount of their financial resources …

While budgeting in advance is seen as a good practice to control spending, this research
shows that budgeting too early for a specific purchase may increase spending. We argue …

The key objective of this research is to gain a deeper understanding of the factors
associated with pain of paying and to extend knowledge of the consequences. Using rich …

Budgeting is crucial in organizations because it is used as a monitoring and evaluation tool.
A poor performance climate encourages individuals to work effortlessly so research is …