Banks rely heavily on loans as a primary source of revenue; however, distinguishing
deserving applicants who will reliably repay loans presents an ongoing challenge …

Since the turn of the century, emerging technologies such as artificial intelligence,
blockchain, cloud computing, big data, and the Internet of Things (jointly, often referred to as …

Loans are a crucial source of income for the financial sector, but they also come with
significant financial risks. The interest on loans constitutes a significant portion of a bank's …

In the banking system, banks have a variety of products to provide, but credit lines are their
primary source of revenue. As a result, they will profit from the interest earned on the loans …

Banks and other financial corporations have been in the business of lending since the past
century. An essential requirement to sustain oneself in such a business is meticulous …

One of the main goals of any banking industry that wants to last for a long time is to become
profitable. Understanding the customer is necessary for providing services and products to …

Stock market prediction greatly influences the economy of a country. Financial analysts
estimate the subsequent future prices of stocks by analyzing the current stock market …

Financial institutions have, in recent years, increasingly begun to rely on the use of financial
technologies (fintech) to provide more efficient and convenient services. Adapting to fintech …

Loan fraud is a major and growing problem. Due to this problem, millions of amounts are lost
yearly. There has been a significant amount of research on fraud prediction. However, there …

Loans are assets that generate income in terms of interest to banks. Lending a loan to a
customer creates credit and liability for the bankas well as the customer. The profit and loss …