Serving the underserved: microcredit as a pathway to commercial banks
A large-scale microcredit expansion program—together with a credit bureau accessible to
all lenders—can enable unbanked borrowers to build a credit history, facilitating their …
all lenders—can enable unbanked borrowers to build a credit history, facilitating their …
[HTML][HTML] Evening the Credit Score? Impact of Psychometric Loan Appraisal for Women Entrepreneurs
S Alibhai, R Cassidy, M Goldstein, S Papineni - 2022 - openknowledge.worldbank.org
Women's lower rates of ownership of collateralizable assets are a constraint to accessing
larger business loans. This paper tests the impact of using psychometric credit scoring as a …
larger business loans. This paper tests the impact of using psychometric credit scoring as a …
[PDF][PDF] Evening the Credit Score
S Alibhai, R Cassidy… - … Credit Scoring on …, 2022 - documents1.worldbank.org
Women's entrepreneurship can be a powerful force for women's empowerment and
economic growth (Duflo, 2012). Yet a gender gap in entrepreneurial activity and firm …
economic growth (Duflo, 2012). Yet a gender gap in entrepreneurial activity and firm …
A Game Changer for Small Firm Financing: Tax-Based Fintech with Unsecured Loans
S Li, F Peng, B Wu, L Yang - Available at SSRN 5010852 - papers.ssrn.com
A new small-firm financing program has emerged in China that shares tax data with banks to
reduce information asymmetry and leverages fintech with unsecured loans to lower …
reduce information asymmetry and leverages fintech with unsecured loans to lower …