With over 20 years in a democratic South Africa, the country still faces serious economic
challenges of poverty, inequality and unemployment. In response to these challenges, the …

This case study examines barriers to entry in retail banking in South Africa, informed by
Capitec's experiences as an entrant in this concentrated and highly regulated sector …

The thesis explores the internationalisation and financialisation of the South African
economy in the post-apartheid period grounded in a Marxist political-economy framework …

Technological advancements throughout the world have been transforming the financial
sector, specifically the payment systems. A technological innovation, such as Blockchain …

Abstract Many South African consumers are vulnerable to exploitation through the abuse of
non-negotiable and non-transparent price-related standard terms. The common law of …

In this study, I use the Boone indicator to explore competition dynamics in the South African
loan market. Using a standard pooled ordinary least squares estimation, I find that …