Social capital and loan credit terms: does it matter in microfinance contract?

Z Iqbal, ZR Rao - Journal of Asian Business and Economic Studies, 2023 - emerald.com
Purpose To enhance the loan repayment performance of microfinance institutions (MFIs) in
Pakistan, this study aims to analyze the direct impact of social capital and loan credit terms …

Effect of Credit Management on the Financial Performance of Selected Deposit Money Banks in Nigeria

CI Osakwe, O Wisdom, VC ARINZE… - International …, 2024 - openjournals.ijaar.org
This study examines the impact of credit management on the financial performance of
certain deposit money banks in Nigeria. The objective of the research is to determine the …

ASSESSMENT OF VALUE-BASED PRINCIPLES ON ISLAMIC BANKING PRACTICES IN MALAYSIA: AN EXPLORATIVE STUDY USING BANK'S DISCLOSURE

SA Talib, TM Iskandar, R Muda - Journal of Nusantara …, 2023 - journal.unisza.edu.my
Background and Purpose: This study aimed to understand banking practices to legitimise
their role in society and meet stakeholder needs in terms of their products and services. This …

Análisis de los factores que intervienen en el crecimiento de cartera vencida de empresas servicios financieros

LS León-Vega, EI Espinoza-Alcívar - INNOVA Research Journal, 2023 - 201.159.222.115
La presente investigación fue realizada a empresas dedicadas al servicio externalizado de
manejo de otorgamiento de crédito y gestión de cobro, estas empresas de crédito brindan …

Loan Characteristics & Loan Credit Terms: Does it Matter in a Microfinance Contract?

M Akram, Z Iqbal, MM Afzal - Journal of Arts & Social Sciences, 2023 - ojs.jass.pk
This study examined the relationship between loan characteristics and loan credit conditions
on loan repayment issues in order to assist Microfinance Institutions (MFIs) in Pakistan in …

Probability Graphical Model for Predicting Probability of Default For Mortgage Loans

T Wagh, J Assi, AH Mohammed - … Journal of Data Science and Advanced …, 2023 - ijdsaa.com
Assessment of Default risk of borrowers is important for lending institutions as it directly
affects profits and losses of the firm and guides in compensating the risk by taking …

Banking Credit Risk Analysis using Artificial Neural Network

C Maruma, C Tu, C Nawej - … Technology: ICICT 2022, London, Volume 1, 2022 - Springer
Banking credit risk analysis is a form of evaluation conducted by financial institutions to
determine applicants' ability to repay their debt obligation. Financial institutions, such as …

Deposit Taking Microfinance Institutions Governance and Implications on Clients' Livelihood Sustainability in Nakuru County, Kenya.

CK Ndung'u - 2023 - repository.spu.ac.ke
The microfinance institutions' clients' livelihoods sustainability is affected negatively by the
high interest imposed on borrowed loans and the legal enforcement used by the …

on Big Data Analysis

T Yang - Proceedings of the 2023 2nd International Conference …, 2023 - books.google.com
In view of the credit risk loss brought by incomplete loan transactions to the online P2P
lending platform, based on the data set of Prosper Company, this paper, on the one hand …

Optimizing Completion Rate of P2P Lending Services Analysis based on Big Data Analysis

R Ding - Proceedings of the 2023 4th International Conference …, 2023 - dl.acm.org
With the rapid development of the global economy, P2P loan mode is increasingly favored
by SMEs and individuals. Due to the relatively small loan amounts and uncertain risks …