Easy access to the Internet, smartphones, and mobile-based banking change customer
shopping intentions. As a crucial component of financial technology (Fintech), mobile wallets …

The main aim of this research study is to examine the impact of five independent variables
viz. performance expectancy, effort expectancy, social influence, facilitating conditions, and …

This study explores the challenges facing the current e-payment systems and investigates
the main factors that support using the e-payment system. This study used a cross-sectional …

Previous studies have generally assumed that perceived benefits and perceived risks
independently influence trust and the continued usage intention of M-payment. Building …

We use agent-based modelling to build a digital twin of the retail payment system, where
heterogeneous consumers and merchants interact, learn, and adapt as they meet and use …

Abstract The revised Payment Services Directive (PSD2) mandated every bank in the
European Union (EU) to provide application programming interfaces (APIs) that allow every …

Emerging technologies and their applications are steadily gaining traction and diversifying
across various domains, including the financial sector. E-money represents one such …

This chapter strives to provide a comprehensive overview of current digital payment systems
and point out their key opportunities, benefits, and constraints. We will discuss the following …

The banking industry plays a huge role in the global economy and is undergoing a huge
technological shift. Digital transformation in banking is essential to improving the way banks …

PENGARUH LITERASI KEUANGAN, NORMA SUBJEKTIF, DAN PERSEPSI KONTROL
PERILAKU TERHADAP PENGGUNAAN E-WALLET PASCA COVID 19 Abstrak K Page 1 E-ISSN …