Marriage and Individual Equity Release Contracts with Dread Disease Insurance as a Tool for Managing the Pensioners' Budget

A Marciniuk, B Zmyślona - Risks, 2022 - mdpi.com
In many countries around the world, demographic and civilization changes have brought
about the phenomenon of aging societies. This phenomenon affects the economy …

[PDF][PDF] A Multiple State Model for Premium Calculation when Several Premium-Paid States are Involved

J Dębicka, B Zmyślona - Central European Journal of Economic …, 2018 - journals.pan.pl
The aim of this contribution is to derive a general matrix formula for the net period premium
paid in more than one state. In order to avoid “overpayment” which implies higher premiums …

Investor's expected profit from viatical settlements

J Dębicka, S Heilpern - 2017 - dbc.wroc.pl
For an insured person who needs money because of suffering from a terminal illness that
requires costly diagnosis and treatment, the easiest way of receiving money from life …

Valuation of viatical insurance contracts

J Dębicka, S Heilpern - Śląski Przegląd Statystyczny, 2020 - ceeol.com
An insured person who needs money because he/she is suffering from a terminal illness that
requires costly diagnosis and treatment has two possibilities of obtaining money from life …

Premium valuation for a multiple state model containing manifold premium-paid states

J Dębicka, B Zmyślona - arXiv preprint arXiv:1701.07218, 2017 - arxiv.org
The aim of this contribution is to derive a general matrix formula for the net period premium
paid in more than one state. For this purpose we propose to combine actuarial technics with …

[PDF][PDF] The optimization of insurance contracts on the viatical market

J Dębicka, S Heilpern - Operations Research and Decisions, 2020 - bibliotekanauki.pl
We focus on ensuring the financial requirements of a person that has life insurance and
needs money because of suffering from a terminal illness that requires costly diagnosis and …

Financial protection for the elderly-contracts based on equity release and critical health insurance

B Zmyślona, A Marciniuk - European Research Studies Journal, 2020 - wir.ue.wroc.pl
Purpose: The purpose of the article is to present a new marriage contract combining the
advantages of the reverse annuity contract and the critical health insurance contract. The …

[PDF][PDF] Poistenie vážnych ochorení a invalidné poistenie

D Maliňáková - is.muni.cz
V tejto bakalárskej práci sa venujeme viacstavovým modelom, ktoré sú silným a čoraz
častejšie využívaným nástrojom na oceňovanie produktov zdravotného poistenia …

[PDF][PDF] A Bridge Life Insurance for Households—Diagnosis and Motives. Risks 10: 81

A Jedrzychowska - Actuarial Mathematics and Risk Management, 2022 - files.znu.edu.ua
Purpose: The purpose of this article is to describe the initial concept of household bridging
insurance. Design/methodology/approach: In the first part of the article, an extensive …

[引用][C] MODELLING OF EXTRA MORTALITY DUE TO CRITICAL ILLNESS