Consumer borrowing is a highly topical and multifaceted phenomenon as well as a popular
subject for study. We focus on consumer credit use and review the existing literature. To …

By taking on a consumer viewpoint, we apply a process framework to our review of varied
literature on consumer credit use, and introduce a process model. This conceptual model …

The authors present empirical evidence that borrowers, consciously or not, leave traces of
their intentions, circumstances, and personality traits in the text they write when applying for …

Using data drawn from the British Household Panel Survey, we analyse the relationship
between personality traits and financial decision-making focusing on unsecured debt and …

Previous research has linked personality traits, material values, and money management to
savings, debt, and compulsive buying. To extend previous research, four online surveys …

Conscientiousness is defined as the propensity to follow socially prescribed norms for
impulse control, to be goal directed, to plan, and to be able to delay gratification. Most …

The purpose of this paper is to investigate the notion that the behaviour of parents
(particularly that related to inter-temporal choice) influences the economic behaviour of their …

Which and how many attributes are relevant for the sorting of agents in a matching market?
This paper addresses these questions by constructing indices of mutual attractiveness that …

Three hundred and sixty-two participants completed the Sixteen Personality Factor
Questionnaire and the General Decision-Making Styles Inventory, together with a survey …

This paper focused on the family as context for financial socialization and students'
experiences with money matters to explain the acquisition of financial knowledge of young …