Non-interest income, profitability, and risk in banking industry: A cross-country analysis

CC Lee, SJ Yang, CH Chang - The North American Journal of Economics …, 2014 - Elsevier
Using bank accounting data for 22 countries in Asia over the period 1995–2009, this article
applies the dynamic panel generalized method of moments technique to investigate the …

Capital buffers in a quantitative model of banking industry dynamics

D Corbae, P D'Erasmo - Econometrica, 2021 - Wiley Online Library
We develop a model of banking industry dynamics to study the quantitative impact of
regulatory policies on bank risk‐taking and market structure. Since our model is matched to …

How does diversification impact bank stability? The role of globalization, regulations, and governance environments

MF Hsieh, PF Chen, CC Lee… - Asia‐Pacific Journal of …, 2013 - Wiley Online Library
This paper examines the impact of bank diversification on stability, using bank‐level data for
22 Asian countries over the period from 1995 to 2009. We empirically investigate whether …

Geographic diversification and credit risk in microfinance

S Zamore, LA Beisland, R Mersland - Journal of Banking & Finance, 2019 - Elsevier
This paper examines the relation between geographic diversification and credit risk in
microfinance. The empirical findings from the banking industry are mixed and inconclusive …

Impact of income diversification strategy on credit risk and market risk among microfinance institutions

KCT Duho, DM Duho, JA Forson - Journal of Economic and …, 2021 - emerald.com
Impact of income diversification strategy on credit risk and market risk among microfinance
institutions | Emerald Insight Books and journals Case studies Expert Briefings Open Access …

The effect of interstate banking on large bank holding company profitability and risk

RJ Rivard, CR Thomas - Journal of Economics and Business, 1997 - Elsevier
Using data from the early stage of widespread interstate banking, a recursive system of profit
and risk equations is estimated to determine whether large bank holding companies …

Competition and risk in South East Asian commercial banking

H Liu, P Molyneux, LH Nguyen - Applied Economics, 2012 - Taylor & Francis
This article investigates the effects of competition on bank risk taking behaviour in four South
East Asian countries (Indonesia, Malaysia, Philippines and Vietnam). Our main finding is …

Motivations for bank mergers and acquisitions: Enhancing the deposit insurance put option versus earnings diversification

GJ Benston, WC Hunter, LD Wall - Journal of money, credit and banking, 1995 - JSTOR
THE PACE OF MERGERS AND ACQUISITIONS among US commercial banks has
increased dramatically over the past several years. From an annual average of 170 mergers …

The impact of bank regulations, supervision, market structure, and bank characteristics on individual bank ratings: A cross-country analysis

F Pasiouras, C Gaganis, C Zopounidis - Review of Quantitative Finance …, 2006 - Springer
We use country level data and bank level data from 71 countries and 857 banks to
investigate the impact of bank regulations, supervision, market structure, and bank …

Capital requirements in a quantitative model of banking industry dynamics

D Corbae, P D'Erasmo - 2019 - nber.org
We develop a model of banking industry dynamics to study the quantitative impact of capital
requirements on equilibrium bank risk taking, commercial bank failure, interest rates on …