Segregation and the cost of money: Race, poverty, and the prevalence of alternative financial institutions

JW Faber - Social Forces, 2019 - academic.oup.com
Payday lenders, check cashers, and other “alternative” financial services (AFS) have
garnered attention from policymakers and advocates for the poor because they are more …

Cashing in on distress: The expansion of fringe financial institutions during the Great Recession

JW Faber - Urban Affairs Review, 2018 - journals.sagepub.com
The Great Recession was a consequence of widening inequality and the growth of a tiered
financial services system, in which the rich and the poor have access to vastly different tools …