Flexible recommendation for optimizing the debt collection process based on customer risk using deep reinforcement learning

K Sivamayilvelan, E Rajasekar… - Expert Systems with …, 2024 - Elsevier
Finance sector loss can be minimized by reducing the number of defaulters who often miss
payments during debt collection. Most research focused on the credit risk analysis before …

Leveraging explainable artificial intelligence in understanding public transportation usage rates for sustainable development

G Sariyer, SK Mangla, ME Sozen, G Li, Y Kazancoglu - Omega, 2024 - Elsevier
Public transportation usage prediction is valuable for the sustainable development of
transportation systems, particularly in crowded megacities. Machine learning technologies …

Estrategias de cobranza y morosidad en la Asociación Educativa Adventista Centro Oeste del Perú

R Romero-Carazas, SA Vásquez-Campos… - Economía & …, 2022 - revistas.unjbg.edu.pe
La inmovilización social por la pandemia del COVID-19 provocó el traslado de muchos
estudiantes de instituciones privadas a estatales, debido a que sus responsables …

Automatic Deduction Path Learning via Reinforcement Learning with Environmental Correction

S Xiao, C Pan, M Wang, X Zhu, S Xue, J Wang… - arXiv preprint arXiv …, 2023 - arxiv.org
Automatic bill payment is an important part of business operations in fintech companies. The
practice of deduction was mainly based on the total amount or heuristic search by dividing …

Improving incentive policies to salespeople cross-sells: a cost-sensitive uplift modeling approach

C Vairetti, R Vargas, C Sánchez, A García… - Neural Computing and …, 2024 - Springer
In this study, we present a novel cost-sensitive approach for uplift modeling in the context of
cross-selling and workforce analytics. We leverage referrals from sales agents across …

Toward an extended framework of exhaust data for predictive analytics: An empirical approach

DE O'Leary - Intelligent Systems in Accounting, Finance and …, 2024 - Wiley Online Library
We investigate applying and extending an exhaust data framework, using an empirical
analysis to explore and compare different predictive analytic capabilities of both internal and …

Tafsir of Ijarah and Ujrah Versesin the Application of Muamalah

IN Islamiah, H Sunandar - Enrichment: Journal of …, 2023 - journalenrichment.com
Muamalah is a part of Islamic teachings that regulate relations between individuals. One
activity in muamalah is ijarah, which is renting goods where the lessor receives rent or …

Predictive analytics to improve inventory performance: a case study of an FMCG Company

P Suwignjo, L Panjaitan, AR Baihaqy… - … and Supply Chain …, 2023 - journal.oscm-forum.org
Predictive analytics is a methodology used to predict the outcome of future events with the
use of historical data. Predictive analytics comes in very handy in various fields such as …

Debt Collection Model for Mass Receivables Based on Decision Rules—A Path to Efficiency and Sustainability.

R Jankowski, A Paliński - Sustainability (2071-1050), 2024 - search.ebscohost.com
Debt collection companies buy overdue debts on the market in order to collect them and
recover the highest possible amount of a debt. The pursuit of debt recovery by employees of …

Novel applications of advanced predictive analytics and artificial intelligence to improve SME competitiveness and access to funding

MP Stevenson - 2024 - eprints.soton.ac.uk
Small and Medium-sized Enterprises (SMEs) are a collective group of organisations that
make a significant societal and economic impact globally. However, these organisations …