Researchers and financial practitioners alike recognize the importance of defining and measuring financial literacy (FL) to better understand its relationship to financial behavior …
A Lusardi, OS Mitchell - Journal of Economic Perspectives, 2023 - aeaweb.org
We undertake an assessment of our two decades of research on financial literacy, building on our empirical research and theoretical work casting financial knowledge as a form of …
S Stantcheva - The Quarterly Journal of Economics, 2021 - academic.oup.com
I study how people understand, reason, and learn about two major tax policies: income taxation and estate taxation. Using large-scale social economics surveys issued to …
We study the rapidly growing literature on the causal effects of financial education programs in a meta-analysis of 76 randomized experiments with a total sample size of over 160,000 …
L Klapper, A Lusardi - Financial Management, 2020 - Wiley Online Library
We measure financial literacy using questions assessing basic knowledge of four fundamental concepts in financial decision making: knowledge of interest rates, interest …
A Lusardi - Swiss journal of economics and statistics, 2019 - Springer
Throughout their lifetime, individuals today are more responsible for their personal finances than ever before. With life expectancies rising, pension and social welfare systems are being …
Women are less financially literate than men. It is unclear whether this gap reflects a lack of knowledge or, rather, a lack of confidence. Our survey experiment shows that women tend to …
In this survey, we review the voluminous body of literature on the measurement and the determinants of financial literacy. Wherever possible, we supplement existing findings with …
GA Panos, JOS Wilson - The European Journal of Finance, 2020 - Taylor & Francis
ABSTRACT A growing body of evidence suggests that financial literacy plays an important role in financial well-being, and that differences in financial knowledge acquired early in life …