The role of the Lendtech sector in the consumer credit market in the context of household financial exclusion

K Waliszewski, E Cichowicz, Ł Gębski, F Kliber… - Oeconomia …, 2023 - ceeol.com
Research background: According to the World Bank (2020), about 60% of adults in
developing countries do not use formal financial services. Furthermore, according to the …

Asymmetry and convergence in the development of digital technologies in the EU countries

I Kolupaieva, L Tiesheva - … Journal of Economics and Economic Policy, 2023 - ceeol.com
Research background: Digitalization in the context of the COVID-19 pandemic has
accelerated significantly across Europe, including in regions that are at the stage of catch-up …

Artificial intelligence and customers' intention to use robo-advisory in banking services

D Piotrowski, W Orzeszko - … Journal of Economics and Economic Policy, 2023 - ceeol.com
Research background: Robo-advisory is a modern and rapidly developing area of
implement-ing artificial intelligence to support customer decision-making. The current …

Unveiling the FinTech revolution: pioneering models and theories shaping FinTech adoption research

P Vasishta, A Singla, S Deep - Management Review Quarterly, 2024 - Springer
FinTech has the potential to transform traditional finance; hence, it becomes crucial to
understand various models/theories to analyse the complexities of user behaviour …

Analisis Pengaruh Adopsi Teknologi Finansial, Kepercayaan Nasabah, dan Regulasi Terhadap Penggunaan Layanan Keuangan Digital

L Judijanto, R Destiana… - Jurnal Akuntansi …, 2024 - wnj.westscience-press.com
Penelitian ini menyelidiki hubungan yang rumit antara adopsi Teknologi Finansial (Fintech),
Kepercayaan Nasabah, Persepsi Regulasi, dan Penggunaan Layanan Keuangan Digital …

Exploring rationality of peer-to-peer lending investors: A conceptual approach and multicriteria-based methodology

R Legenzova, G Leckė - … . Quarterly Journal of Economics and Economic …, 2024 - ceeol.com
Research background: The shift towards globalization, technological innovations, and digital-
ization has led to the emergence of various innovative financial products, such as peer-to …

Financial technology adoption among small and medium enterprises in Ghana

R Krah, LA Tetteh, A Boateng… - Cogent Business & …, 2024 - Taylor & Francis
This study investigates the determinants of FinTech adoption among small and medium
enterprises (SMEs) in Ghana, utilizing the Technology Acceptance Model (TAM) as a …

[PDF][PDF] Postrzegane korzyści i ryzyko a intencje kontynuacji korzystania z płatności BLIK–perspektywa wczesnych i spóźnionych użytkowników

J Adamek, M Solarz - Bank i Kredyt, 2024 - bankandcredit.nbp.pl
Celem artykułu jest ocena wpływu postrzeganych korzyści i ryzyka na intencje kontynuacji
korzystania z płatności BLIK oraz identyfikacja ich znaczenia w decyzjach adopcyjnych …

Digital loans and buy now pay later from LendTech versus bank loans in the era of 'black swans': Complementarity in the area of consumer financing

K Waliszewski, E Cichowicz, Ł Gębski, F Kliber… - … . Quarterly Journal of …, 2024 - ceeol.com
Research background: People who take non-banking loans are primarily perceived as
exclud-ed from accessing bank services. The growth of e-commerce and the increasing …

Cognitive mapping of the economy of trust

S Lyeonov, M Brychko, J Korpysa, Z Bács - Economics & Sociology, 2024 - ceeol.com
The concept of trust has been extensively explored by governments, researchers, and
academic communities focusing on public authorities and the financial system, albeit in …