The processes used to develop software need to comply with normative requirements (eg,
standards and regulations) to align with the market and the law. Manual compliance …

Central banks and governments all over the world are increasingly exploring digital versions
of fiat money, known as retail Central Bank Digital Currencies (CBDCs). Most initiatives rely …

Today's societal digitization continues to advance at exponential speeds driven by
technology trends. Billions of Internet of Things devices have made their way into our daily …

This open access book shows the factors linking information flow, social intelligence, rights
management and modelling with epistemic democracy, offering licensed linked data along …

This chapter considers the impact of drivers of over-compliance or so-called 'gold plating'on
decisions of banks to terminate or restrict relationships with customers and counterparts. It …

The Web of Data, the Internet of Things, and Industry 4.0 are converging, and society is
challenged to ensure that appropriate regulatory responses can uphold the rule of law fairly …

Compliance in business processes has become a fundamental requirement given the
constant rise in regulatory requirements and competitive pressures that have emerged in …

The technological advancement of the Internet of Things (IoT) is a well-known phenomenon
that mainly affects industrial sectors but also consumers in everyday life. The use of …

Financial technologies, the ways in which they can be abused by criminals, and the
responses by regulators, industry and law enforcement are changing fast. This is a dynamic …

The first decades of the twenty-first century saw the development of new technologies that
hold great promise for the provision of efficient and affordable financial services to far more …