Economic theories posit that bank liability insurance is designed to serve the public interest
by mitigating systemic risk in the banking system through the reduction of liquidity risk …

Deposit insurance is a widely adopted policy to promote financial stability in the banking
sector. Deposit insurance helps ensure depositors' confidence in the financial system and …

Deposit insurance reduces liquidity risk but can increase insolvency risk by encouraging
reckless behavior. Several US states installed deposit insurance laws before the creation of …

This paper offers a historical perspective on the evolution of central banks as lenders of last
resort (LOLR). Countries differ in the statutory powers of the LOLR, which is the outcome of a …

This paper models banks' choice of capital structure and interest rates on loans and deposits
when financial services markets are characterized by economies of scope, corporate taxes …

In this paper, we examine how the implementation of deposit insurance influences the
impact of bank capital, excess lending, banking competition and monetary policy on liquidity …

We analyze the performance of Indian banks during 2007–09 relative to their vulnerability to
a crisis measured using pre-crisis data, in order to study the impact of government …

Deposit insurance is widely adopted across the globe and constitutes an integral part of the
financial safety net provided to the banking system. During the global financial crisis, a …

Purpose This paper aims to analyze the development of European Deposit Insurance (DI)
and assess the recent development at the EU level to establish a European Deposit …

The European Central Bank's November 2019 Financial Stability Review highlighted the
risks to growth in an environment of global uncertainty. It also discusses sovereign-debt …