Predatory lending--exploitative high-cost loans to naYve borrowers-has dominated the
headlines in recent years and has sent foreclosure rates soaring.! There is fierce debate …

Lawyers and scholars have advocated for decades for an extension of the right to counsel
from criminal to civil proceedings,'and their efforts have recently gained momentum. 2 …

The practical meaning of federal law depends in large part on the choices legislators make
about enforcement. Congress can opt for public or private enforcement, 1 and can modulate …

Immigrants assimilate in various dimensions at different rates. Moreover, in each of these
dimensions they assimilate at rates that may differ from those of their children. The purpose …

Let's say you have a serious, though not life-threatening, medical condition, such as a non-
malignant growth in your back that causes considerable pain and impairs your ability to …

Insults work on both a structural level and a personal level. This Article argues that the
economic and political power elite has effectively hurled insults at civil rights activists …

Most people desire wealth and property. Individuals and families acquire wealth and
property via three routes: they accumulate them through their earnings or other work, what …

This paper measures the housing-market impact of state-level anti-discrimination laws in the
1960s using household-level and census-tract data. State “fair-housing” laws were the direct …

Homeownership is the main vehicle for accumulating wealth for most Americans. 1 In the
past, legally sanctioned discrimination impeded minorities' efforts to purchase homes. Such …

The night after a Black family moved into their new house in a predominately Italian
neighborhood, a mob of roughly one thousand whites, who had been rioting in a nearby …