Local extreme weather events cause more insurance losses overall than large natural
disasters. The evidence is provided by long‐term observations of weather and insurance …

Financial insurance for extreme events can play an important role in hedging against the
implications of climate change. This paper combines a comprehensive estimation strategy …

This book examines the behavior of individuals at risk and insurance industry decision
makers involved in selling, buying and regulation. It compares their actions to those …

US insurers are heavily dependent on global reinsurance markets to enable them to provide
adequate primary market insurance coverage. This article reviews the response of the …

This paper describes the challenges that consumers, insurers and insurance regulators face
in dealing with insurance for low-probability, high-consequence events. Given their limited …

This paper explores options for programs to be put in place prior to a disaster to avoid large
and often poorly-managed expenditures following a catastrophe and to provide appropriate …

While many crop insurance systems have been reformed around the world, few academic
researches have addressed the determinants of the decision on crop insurance at the farm's …

We explore determinants of flood insurance demand in the coastal zone using micro‐data
for nine Southeastern counties. Overall estimates indicate price inelastic demand, though …

Insurance policies are prototypical contracts of adhesion: they are standard forms offered to
ordinary consumers by sophisticated firms on a take-it-or-leave-it basis.'But consumer …

Consumer protection in most domains of financial regulation centers on transparency.
Broadly construed, transparency involves making relevant information available to …