Household behavior (consumption, credit, and investments) during the COVID-19 pandemic
C Yannelis, L Amato - Annual Review of Financial Economics, 2023 - annualreviews.org
The 2020 COVID-19 pandemic led to a large number of studies in household finance, using
new high-frequency data in close to real time. In this article, we survey household behavior …
new high-frequency data in close to real time. In this article, we survey household behavior …
Inequality in the time of covid-19: Evidence from mortgage delinquency and forbearance
X An, L Cordell, L Geng, K Lee - Available at SSRN 3789349, 2022 - papers.ssrn.com
Using novel data, we show that during the COVID-19 pandemic minority and lower-income
borrowers experienced significantly more financial distress. We quantify how much the …
borrowers experienced significantly more financial distress. We quantify how much the …
Intermediation frictions in debt relief: Evidence from CARES Act forbearance
We study how intermediaries–mortgage servicers–shaped the implementation of mortgage
forbearance during the COVID-19 pandemic and use servicer-level variation to trace out the …
forbearance during the COVID-19 pandemic and use servicer-level variation to trace out the …
[PDF][PDF] Normalizing Forbearance
A Alexandrov, L Goodman, T Tozer - Urban Institute Housing and …, 2022 - urban.org
Normalizing Forbearance Page 1 RESEARCH REPORT Normalizing Forbearance Alexei
Alexandrov Laurie Goodman Ted Tozer July 2022 HOUSING AND HOUSING FINANCE Page …
Alexandrov Laurie Goodman Ted Tozer July 2022 HOUSING AND HOUSING FINANCE Page …
[PDF][PDF] Bolstered balance sheets: Assessing household finances since 2019
This analysis focuses on the evolution of household balance sheets over the course of the
COVID-19 pandemic. Balance sheets have been buffeted by many factors, including …
COVID-19 pandemic. Balance sheets have been buffeted by many factors, including …
Household financial decision-making after natural disasters: Evidence from Hurricane Harvey
A Del Valle, T Scharlemann, S Shore - Journal of Financial and …, 2024 - cambridge.org
We study household credit responses to Hurricane Harvey using new, geographically
granular data on credit cards, mortgages, and flooding. Estimates from a differences-in …
granular data on credit cards, mortgages, and flooding. Estimates from a differences-in …
[PDF][PDF] Lessons learned from mortgage borrower policies and outcomes during the COVID-19 pandemic
The COVID-19 pandemic, which has proven to be the worst public health crisis in a century,
has caused significant distress in the mortgage market. Widespread job loss in the early …
has caused significant distress in the mortgage market. Widespread job loss in the early …
Single borrowers versus coborrowers in the pandemic: Mortgage forbearance take-up and performance
L Goodman, J Zhu - Journal of Housing Economics, 2023 - Elsevier
Early in the COVID-19 pandemic, policymakers initiated a forbearance program—that
allowed borrowers to pause their mortgage payments—to prevent a large-scale foreclosure …
allowed borrowers to pause their mortgage payments—to prevent a large-scale foreclosure …
Individual Borrower Motivations Surrounding Mortgage Forbearance Take-Up and Exit
Borrower perceptions and beliefs about the future influence mortgage forbearance
decisions. Using a proprietary dataset combining administrative mortgage records with …
decisions. Using a proprietary dataset combining administrative mortgage records with …
[PDF][PDF] Recession Remedies
W Edelberg, L Sheiner, D Wessel - hamiltonproject.org
The COVID-19 pandemic, which has proven to be the worst public health crisis in a century,
has caused significant distress in the mortgage market. Widespread job loss in the early …
has caused significant distress in the mortgage market. Widespread job loss in the early …