How perceived trust mediates merchant's intention to use a mobile wallet technology

N Singh, N Sinha - Journal of retailing and consumer services, 2020 - Elsevier
As mobile wallets are in constant demand and growing over the past few years, there is a
need to identify views of different stakeholders involved in the process. Several studies have …

Moderating and mediating effect of perceived experience on merchant's behavioral intention to use mobile payments services

N Sinha, N Singh - Journal of Financial Services Marketing, 2023 - Springer
The current study aims to determine the factors influencing the behavioral intention of
merchants to use mobile payment services (MPS). The study surveys 215 Indian merchants …

Mobile payment service adoption: understanding customers for an application of emerging financial technology

PH Haritha - Information & Computer Security, 2022 - emerald.com
Purpose As mobile payment systems have been in constant demand and are increasing in
recent years, the various stakeholders involved in the process need to be identified. The …

[PDF][PDF] Mobile payments: Merchants' perspectives

F Hayashi, T Bradford - Economic review, 2014 - Citeseer
The US payment market has attracted increasing attention from technology firms and their
investors seeking to capitalize on mobile and cloud technologies and the growing trend in …

Regressive effects of payment card pricing and merchant cost pass-through in the United States and Canada

MH Felt, F Hayashi, J Stavins, A Welte - Journal of Banking & Finance, 2023 - Elsevier
We use novel datasets from multiple sources to quantify US and Canadian consumers' net
pecuniary costs of making payments across income cohorts. The net costs include …

Shrouded transaction costs: must-take cards, discounts and surcharges

H Bourguignon, R Gomes, J Tirole - International Journal of Industrial …, 2019 - Elsevier
The proliferation of new payment methods on the Internet rekindles the old and unsettled
debate about merchants' incentive and ability to differentiate price according to payment …

Drip pricing and its regulation: Experimental evidence

A Rasch, M Thöne, T Wenzel - Journal of Economic Behavior & …, 2020 - Elsevier
This article analyzes the effects of drip pricing, the business practice of decomposing a price
into multiple components that are presented sequentially to buyers. We experimentally …

Missed sales and the pricing of ancillary goods

R Gomes, J Tirole - The Quarterly Journal of Economics, 2018 - academic.oup.com
Firms often sell a basic good as well as ancillary ones. Hold-up concerns have led to
ancillary good regulations, such as transparency and price caps. The hold-up narrative …

Why don't most merchants use price discounts to steer consumer payment choice?

T Briglevics, O Shy - Review of Industrial Organization, 2014 - Springer
Recent legislation and court settlements in the United States allow merchants to use price
discounts to steer customers to pay with means of payment that are less costly to merchants …

Distributional effects of payment card pricing and merchant cost pass-through in the United States and Canada

MH Felt, F Hayashi, J Stavins… - Federal Reserve Bank of …, 2020 - papers.ssrn.com
Using data from the United States and Canada, we quantify consumers' net pecuniary cost
of using cash, credit cards, and debit cards for purchases across income cohorts. The net …