Fee-based Buy-Now-Pay-Later services (BNPL) are becoming widely adopted in many
developed countries, including Australia. Across a variety of regulatory approaches there …

This article charts the EU's regulatory response to the global financial crisis, and explores
what the response suggests about the new regulatory landscape and its risks. It explores …

As governments around the world withdraw from welfare provision and promote long-term
savings by households through the financial markets, the protection of retail investors has …

The financial crisis has reopened debate on the architecture of financial regulation and
prudential supervision in the EU, calling into question the home country control principle that …

The purpose of this article, and its companion article, is to examine the implications of the
new European Securities and Markets Authority, established in January 2011. In the wake of …

Within days of coming into power in 1997, the new Labour Government announced its
intention to engage in fundamental reform of the UK's institutional arrangements for the …

The financial market events in 2007-2009 have spurred renewed interest and controversy in
debates regarding financial regulation and supervision. This book takes stock of the …

Regulatory Technology, or RegTech, uses information technology and digital innovation to
help the financial services industry realize regulatory compliance. RegTech helps them to …

The purpose of this article, and of its earlier companion article (Part (1) Rule-making, 12
European Business Organization Law Review (2011) p. 41), is to examine the implications …

The paper uses firm-level data to explore the impact of financial supervision structure on
firms' financing constraints in 48 developing countries. Financing constraints reflect survey …