Method and system for utilizing authorization factor pools

KJ Cronic, SM Sommers, IIJD Oder, JD Oder… - US Patent …, 2019 - Google Patents
One embodiment of the present disclosure provides a system and associated processes for
sharing cardholder data (CHD) between a merchant that utilizes tokenization and a second …

Method and system for enabling merchants to share tokens

KJ Cronic, SM Sommers, IIJD Oder, JD Oder… - US Patent …, 2016 - Google Patents
US9256874B2 - Method and system for enabling merchants to share tokens - Google Patents
US9256874B2 - Method and system for enabling merchants to share tokens - Google Patents …

Method and system for utilizing authorization factor pools

KJ Cronic, SM Sommers, IIJD Oder, JD Oder… - US Patent …, 2014 - Google Patents
One embodiment of the present disclosure provides a system and associated processes for
sharing cardholder data (CHD) between a merchant that utilizes tokenization and a second …

Distributed authenticity verification for consumer payment transactions

S Priebatsch, CC Jernigan - US Patent App. 13/925,158, 2014 - Google Patents
BACKGROUND 0002. It is common practice for consumers to pay a mer chant electronically
for goods or services received. Electronic payments are typically made with a token that …

Merchant-based token sharing

KJ Cronic, SM Sommers, IIJD Oder, JD Oder… - US Patent …, 2017 - Google Patents
One embodiment of the present disclosure provides a system and associated processes for
sharing cardholder data (CHD) between a merchant that utilizes tokenization and a second …

Variable authentication process and system

JD Dimmick - US Patent 10,366,391, 2019 - Google Patents
Efficient methods and systems for verifying personal identifiers in transactions such as
financial transactions are disclosed. In an exemplary method, an authentication server …

Systems and methods for implementing hybrid dynamic wallet tokens

AS Krishnaiah, N Prabhu - US Patent App. 14/666,025, 2016 - Google Patents
A system or method may be provided to implement dynamic hybrid wallet tokens. A payment
network architecture may be established to allow a payment service provider to implement …

System and method using interaction token

VNPK Kaja, V Konkathi - US Patent 10,902,418, 2021 - Google Patents
US10902418B2 - System and method using interaction token - Google Patents US10902418B2
- System and method using interaction token - Google Patents System and method using …

Transaction-specific codes

JD Freedman, HH Custovic - US Patent 8,556,164, 2013 - Google Patents
Abstract Codes, such as Quick Response (QR) codes, may be printed on a transaction
receipt or displayed on a display unit of a workstation or self-service device (eg, an ATM) to …

Payment processing with automatic no-touch mode selection

S Priebatsch - US Patent 9,530,289, 2016 - Google Patents
(57) ABSTRACT A “no-touch'mobile checkout experience frees consumers from the need to
manually locate and activate a mobile payment application in order to complete a …