Machine learning techniques for credit risk evaluation: a systematic literature review

S Bhatore, L Mohan, YR Reddy - Journal of Banking and Financial …, 2020 - Springer
Credit risk is the risk of financial loss when a borrower fails to meet the financial commitment.
While there are many factors that constitute credit risk, due diligence while giving loan (credit …

The six pillars for building big data analytics ecosystems

S Khalifa, Y Elshater, K Sundaravarathan… - ACM Computing …, 2016 - dl.acm.org
With almost everything now online, organizations look at the Big Data collected to gain
insights for improving their services. In the analytics process, derivation of such insights …

Penerapan Algoritma TOPSIS Dalam Sistem Pendukung Keputusan Pemberian Pinjaman pada Koperasi Karyawan

T Mardiana - IJCIT (Indonesian Journal on Computer and …, 2017 - ejournal.bsi.ac.id
Pemberian pinjaman kepada anggota merupakan salah satu kegiatan utama yang
berlangsung pada sebuah koperasi. Dalam perkembangan saat ini, banyak koperasi yang …

[HTML][HTML] Método para la integración de ontologías en un sistema para la evaluación de créditos

YA López Rodríguez, Y Hidalgo Delgado… - Revista Cubana de …, 2016 - scielo.sld.cu
Los bancos son entidades financieras en los que se evalúa el riesgo de crédito a clientes.
Los sistemas informáticos para la evaluación de créditos apoyan a los analistas de riesgo …

[PDF][PDF] Agen cerdas untuk penentuan kelayakan pemberian kredit koperasi simpan pinjam

MI Saputro, T Mardiana - Jurnal Teknik Komputer AMIK BSI, 2015 - ejournal.bsi.ac.id
VOL. I NO. 2 AGUSTUS 2015 Page 1 VOL. I NO. 2 AGUSTUS 2015 245 JURNAL TEKNIK
KOMPUTER AMIK BSI ISSN. 2442-2436 // AGEN CERDAS UNTUK .... AGEN CERDAS UNTUK …

Model Algoritma Boosted Gradient Trees untuk Penentuan Kelayakan Pemberian Kredit Koperasi

A Handayani - Scientia Sacra: Jurnal Sains, Teknologi dan …, 2022 - pijarpemikiran.com
Kredit adalah penyediaan uang atau tagihan yang dapat dipersamakan dengan itu,
berdasarkan persetujuan atau kesepakatan pinjam meminjam antara bank dengan pihak …

[PDF][PDF] SVM and XBRL based decision support system for credit risk evaluation

P Danenas, G Garsva - Proc. of the 17th International Conference …, 2011 - researchgate.net
This article presents a framework for an intelligent system for credit risk evaluation and a
model for its implementation in cross-platform and database-independent way. This …

Exploring Knowledge-Based Systems for Commercial Mortgage Underwriting

KP Cannon, SJ Preis - International Conference on Web Engineering, 2023 - Springer
While the residential mortgage industry has benefited from automated mortgage
applications and underwriting, the commercial mortgage industry still relies heavily on …

Intelligent Credit Risk Decision Support: Architecture and Implementations

P Danenas, G Garsva - Artificial Intelligence in Financial Markets: Cutting …, 2016 - Springer
Recent breakthroughs in technology relevant to data analytics delivered many challenging
opportunities for financial stakeholders. Continuously developed and applied novel artificial …

Towards semantic data analysis

M Rais-Ghasem, R Grosset, M Petitclerc… - Proceedings of the 2013 …, 2013 - dl.acm.org
Semantic-oriented data analysis techniques are rapidly gaining momentum in the
information processing industry. In the Business Intelligence sphere, the products are …