The costs and benefits of bank capital—A review of the literature

M Birn, O de Bandt, S Firestone… - Journal of Risk and …, 2020 - mdpi.com
In 2010, the Basel Committee on Banking Supervision published an assessment of the long-
term economic impact (LEI) of stronger capital and liquidity requirements. This paper …

[HTML][HTML] Optimal capital adequacy ratios for banks

H Andersen, RE Juelsrud - Latin American Journal of Central Banking, 2024 - Elsevier
In this paper, we analyse the appropriate capital adequacy ratio for banks from a socio-
economic perspective. More equity capital in banks can contribute to financial stability by …

The cost of capital for banks: Evidence from analyst earnings forecasts

J Dick‐Nielsen, J Gyntelberg… - The Journal of …, 2022 - Wiley Online Library
We extract cost of capital measures for banks using analyst earnings forecasts, which we
show are unbiased. We find that the cost of equity and the cost of debt decrease in the Tier 1 …

Optimal capital ratios for banks in the euro area

B Soederhuizen, GH van Heuvelen, R Luginbuhl… - Journal of Financial …, 2023 - Elsevier
In this paper we estimate the optimal level of capital for banks in the euro area. This optimum
is the result of a trade-off between the costs and benefits of more bank capital: although …

Capital ratios and banking crises in the European Union

R Cardot-Martin, F Labondance… - International …, 2022 - Elsevier
We assess if capital ratios reduced the occurrence of banking crises in the European Union
from 1998 to 2017. We use a Probit model and estimate the effect of two measures: the bank …

What is the optimal capital ratio implying a stable European banking system?

P Jakubik, BG Moinescu - International Finance, 2023 - Wiley Online Library
This paper aims to determine the 'new normal'for banking stability in terms of capital
adequacy, reviewing the incidence of banking stress episodes by lagged solvency ratios …

Easing the Pain? Estimating the economic impact of domestic and global policy responses to the COVID-19 Pandemic

T Conefrey, N McInerney, G O'Reilly, G Walsh - The Economic and Social …, 2021 - esr.ie
The COVID-19 pandemic and the measures put in place to control its spread resulted in a
collapse in global economic activity. Both governments and central banks responded to the …

Max headroom: Discretionary capital buffers and bank risk

M Lubberink - International Review of Financial Analysis, 2022 - Elsevier
This paper examines the association between discretionary capital buffers, capital
requirements, and risk for the 99 largest European banks from 2013 to 2020. Discretionary …

[HTML][HTML] Регулирование деятельности и финансовой устойчивости банковских групп в России

ИВ Ларионова, ВА Бывшев… - Финансы: теория и …, 2023 - cyberleninka.ru
Усложнение деятельности, финансовой отчетности и агрегирование рисков
банковских групп определяют актуальность исследований в области обеспечения их …

A cost-benefit analysis of capital requirements for the Danish economy

JG Mikkelsen, J Pedersen - 2017 - econstor.eu
We analyse the costs and benefits of increasing capital requirements for Danish banks.
Costs can be close to 0 if banks suspend dividend payments for a period of time as banks …