(54) METHOD AND APPARATUS FOR SECURE(2013.01); G06O 20/40 (2013.01); G06Q
ACCESS PAYMENT AND IDENTIFICATION 20/401 (2013.01); G06O 30/06 …

SUMMARY 0008 According to one embodiment of this invention, a speech recognition
system is provided to perform speech recognition according to a personal dictionary file …

(57) ABSTRACT A device is configured to allow a user to select any of a plurality of accounts
to employ in a financial transaction. The user device includes a biometric sensor configured …

(56) References Cited 2004/01 11625 A1 6/2004 Duffy et al. 2004/01 17215 A1 6/2004
Marchosky US PATENT DOCUMENTS 2004/01 17302 A1 6/2004 Weichert et al …

In some embodiments, techniques for data security may include encoding and decoding
unreadably encoded data, such as data encrypted with a public key or tokenized. In some …

5,058,161 A 1918, Weiss 2003. O16371. 0 A1 8, 2003 Ortiz et al. 5,097.505. A 3, 1992
Weiss 2003/0226041 A1 12/2003 Palmer et al. 5,168,520 A 12/1992 Weiss 2003, 0229637 …

(57) ABSTRACT A digital image processing technique is for detecting and correcting visual
imperfections using a reference image. A main image and one or more reference images …

When authentication data of a person O to be authenticated is registered as dictionary data,
this authentication data of the person to be authenticated is acquired and collated with the …

According to one aspect, the invention provides a system for validating an identity of a user
to enable or prevent an occur rence of an event. In one embodiment, the system includes a …

(56) References Cited 2005/0235148 A1 10, 2005 Scheidt et al. 2005/0238147 A1* 10/2005
Carro......................... 379.88. 13 US PATENT DOCUMENTS 2005/0238208 A1 10, 2005 Sim …