This study examines the effects of financial advice on college-saving decisions using data
sets from the 2009 and 2012 US National Financial Capability Study. After controlling for self …

This study investigates the relationship between baby boomers' personality traits and their
student loan indebtedness in the United States. This article utilizes the 2014 data set from …

The mounting educational loan delinquency is compelling bankers to discover various
methods to reduce defaults in educational loan repayment. Policymakers emphasize …

This study examines data from the US 2018 and 2019 Survey of Household Economics and
Decision making (SHED) to understand the association between student loan debt and …

This study examines the propensity of responding “don't know”(DK) to a set of financial
literacy questions provided by the National Financial Capability Study (NFCS), a nationally …

This study examines how engagement in financial management activities influences well-
being using nationally representative data (N= approximately 30,000) from the US Bureau of …

Recent developments in cognitive psychology and behavioral economics may explain the
lower-than-predicted asset decumulation behavior posited by traditional life-cycle models …

The objective of this study is to examine the influence of financial advisors on their clients'
investment beliefs. A theoretical model is first introduced, establishing a framework for how …

This study examines subjective health evaluation and its association with annuity
participation. In the event of a health shock, individuals may face high liquidity needs during …

The student loan crisis is a racial justice issue. Race/ethnicity is one of the strongest
predictors of federal student loan default. Compared with other racial demographics, Black …