Thematic analysis of financial technology (Fintech) influence on the banking industry

P Varma, S Nijjer, K Sood, S Grima, R Rupeika-Apoga - Risks, 2022 - mdpi.com
The synthesis of technology and finance is known as financial technology (Fintech), which
brings together two of the biggest industries in harmony. Fintech disruption is a deviation …

Facilitating innovation in FinTech: a review and research agenda

A Alaassar, AL Mention, TH Aas - Review of Managerial Science, 2023 - Springer
The purpose of this paper is to carry out content analyses on the existing literature to
investigate the knowledge state of innovation facilitators adopted to promote financial …

Dark side whitewashes the benefits of FinTech innovations: a bibliometric overview

M Asif, RN Lodhi, F Sarwar, M Ashfaq - International Journal of Bank …, 2024 - emerald.com
Purpose The current study focuses on many risk categories that have emerged in the digital
ecosystem of the financial technology industry, which has dramatically changed traditional …

A multi-level perspective on financial technology transitions

MA Sánchez - Technological Forecasting and Social Change, 2022 - Elsevier
This paper addresses the question of how financial technology transitions unfold.
Innovations in financial business models driven by technology do not only involve changes …

A systematic literature review of the risk landscape in fintech

R Jain, S Kumar, K Sood, S Grima, R Rupeika-Apoga - Risks, 2023 - mdpi.com
The current study is primarily concerned with the developments in financial technology, or
fintech, that have significantly altered traditional financial systems, focusing on several risk …

The impact of COVID-19 on digital-only banks: are they winners or losers?

K Schmidt-Jessa - Journal of Banking Regulation, 2022 - pmc.ncbi.nlm.nih.gov
The main objective of this paper is to determine the impact of the COVID-19 pandemic on
the operations of digital-only banks. In order to achieve the main objective, two methods …

The key role of the financial regulation in fintech ecosystem: A model validation

MF Arkanuddin, FD Saragih, BY Nugroho - Studies of Applied Economics, 2021 - ojs.ual.es
The objective of this research is for describing the key role of financial (FinTech) regulation
to manage the risks, keep-up the balance and stability of FinTech ecosystem from the …

Evaluating default risk and loan performance in UK peer-to-peer lending: Evidence from funding circle

B Xu, Z Su, J Celler - Journal of Advanced Computational …, 2021 - jstage.jst.go.jp
The United Kingdom is the third-largest peer-to-peer (P2P) lending market in the world,
which is surpassed only by the two dominant forces in P2P investing, China and the United …

A fuzzy multicriteria group decision making approach for evaluating and selecting Fintech projects

S Wibowo, L Grandhi, S Grandhi, M Wells - Mathematics, 2022 - mdpi.com
The use of financial technologies (Fintech) has increased recently due to their support to
financial institutions in managing their financial operations and achieving competitive …

Artificial Intelligence in Credit Risk Management of Peer-to-Peer Lending Financial Technology: Systematic Literature Review

IDC Arifah, IU Nihaya - 2023 6th International Conference of …, 2023 - ieeexplore.ieee.org
Peer-to-peer (P2P) lenders face regulatory, compliance, application, and data security risks.
A complete methodology that includes more than statistical and economic methods is …