Previous studies suggest that a college degree is the great equalizer leveling the playing
field. However, the rapidly growing educational debt of college graduates might restrict their …

This paper studies the patterns of individuals' student loan repayment for up to 12 years,
tracking borrowers through the formative ages of the early 20s to the late 30s. Using social …

Background: Nearly two decades have passed since the last successful reauthorization of
the Higher Education Act. Since then, student loan debt and the accumulation patterns …

The cost-prohibitive nature of higher education continues to hinder higher education's
benefits for individuals and society. Promise programs such as the Kalamazoo Promise …

Despite the growing awareness of the role that families play in the experience of student
borrowing, debt is still understood as a private experience. As student debt becomes more …

Academic advising can teach students how to engage with post-secondary curricula and
connect curricular engagement to career exploration and lifelong learning. However …

Abstract The United States still faces difficulties with its teacher shortage and consistently
depends on international educators for assistance. The Philippines played a vital role in …

Another Lesson on Caution in IDR Analysis: Using the 2019 Survey of Consumer Finances to
Examine Income-Driven Repayment and Fin Page 1 ANOTHER LESSON ON CAUTION 1 …

This thesis analyzes the Black-White racial wealth gap in the United States by examining
how it was created by enslavement and continued through institutionalized discrimination …

The student debt crisis is one of the most prominent financial problems facing the United
States today. As of 2018, the student loan market is now the largest source of non-mortgage …