Debt and overindebtedness: Psychological evidence and its policy implications

SEG Lea - Social Issues and Policy Review, 2021 - Wiley Online Library
This paper reviews psychological studies of real‐life use of credit, debt, and
overindebtedness, with the aim of making policy recommendations that could reduce the …

Consumer over-indebtedness: A review and future research agenda

JC Leandro, D Botelho - Journal of Business Research, 2022 - Elsevier
Consumer over-indebtedness has increased globally in recent decades, along with
consumer credit. This article presents a systematic literature review on the topic of consumer …

[HTML][HTML] Consumer resistance and inertia of retail investors: Development of the resistance adoption inertia continuance (RAIC) framework

H Seth, S Talwar, A Bhatia, A Saxena, A Dhir - Journal of Retailing and …, 2020 - Elsevier
Consumer resistance and inertia related behaviors are as important as adoption behaviors.
Resistance can lead to unwillingness on the part of the investors to invest in a particular …

Antecedents to heuristics: decoding the role of herding and prospect theory for Indian millennial investors

P Goyal, P Gupta, V Yadav - Review of Behavioral Finance, 2023 - emerald.com
Purpose The purpose of this paper is to explore how heuristics are formed and whether
herding and prospect theory act as antecedents to heuristics. The relationship is explored …

Predicting personal susceptibility to phishing

I Tjostheim, JA Waterworth - … and Systems: Proceedings of ICITS 2020, 2020 - Springer
Phishing is a confidence trick with damaging impacts on both individuals and society as a
whole. In this paper, we examine the possible role of thinking styles, as assessed by the …

Real estate list price anchoring and cognitive ability

S Da Silva, R Matsushita, M Pereira… - International Journal of …, 2019 - emerald.com
Purpose This paper aims to revisit the issue of anchoring effects in real estate markets to
consider the current dual-processing theory of mind. Design/methodology/approach The …

Stakeholder perceptions on requirements for accessible technical condition information in residential real estate transactions

JE Hannay, KS Fuglerud, BM Østvold - International Conference on …, 2022 - Springer
Buyers of residential real estate frequently experience dissatisfaction with the property they
have purchased. Recent findings suggest that insufficient knowledge about the property is a …

[PDF][PDF] Phishing, Data-Disclosure and The Cognitive Reflection Test

I Tjøstheim - 2022 - nr.brage.unit.no
Phishing is a form of online identity theft that aims to steal sensitive information such as
online banking passwords and credit card information from users. Data is key for the digital …

High-income consumers may be less hyperbolic when discounting the future

S Da Silva, D De Faveri, A Correa, R Matsushita - 2017 - mpra.ub.uni-muenchen.de
We investigate to what extent high-income consumers are less hyperbolic than low-income
consumers using a sample of 216 bank customers and 796 undergraduates. We assess …

Ego depletion may explain gender differences in multitasking

S Da Silva, R Matsushita, R Ludwig… - Journal of …, 2021 - journals.sagepub.com
We replicate the finding that females perform better than males in the task switching type of
multitasking. We also find that multitasking impairs cognitive reflection through ego …