Despite remarkable repayment rates in microcredit group lending, anecdotal evidence from
the field suggests that there is excessive punishment among group members. To quantify …

With the fast evolution of e-commerce, it is getting harder for traditional credit management
systems to service online businesses with diversified needs in dynamic scenarios. This …

Purpose Although phone calls are widely used by debt collection services to persuade
delinquent customers to repay, few financial services studies have analyzed the …

This paper reports the results of an experiment testing a fundamental assumption in Stiglitz
and Weiss'(1981) model of credit rationing: that defaulting borrowers are associated with …

Electronic-commerce has become an important channel for conducting business.
Researchers as well as market executives are trying to better understand online consumer …

CREDIT AFFORDABILITY AND FINANCIAL PERFORMANCE OF SMALL AND MEDIUM
ENTERPRISES IN MACHAKOS COUNTY, KENYA FREDRICK OKOTH BITTA D5 Page 1 …

Perceive risk is an important factor that influences the adoption intention. Perceived risk
associated with the use of microfinance institutions lending model may adversely affect …

Studies on microfinance risk management in Nigeria are inclined to quantitative analysis of
risk based on business and accounting principles without recourse to understanding and …

This article addresses the issue of peer monitoring and choice of contracts on the repayment
behaviour of the subjects. The authors conducted a laboratory experiment using student …

Trust is an important factor that influences borrowing incurring joint liability. However, the
challenge is whether trust exists among joint liability borrowers given the differences in the …