Fintech and the adoption of Fourth Industrial Revolution (industry 4.0) technologies have
expanded the provision and uptake of digital financial services (DFSs) globally. Digital …

Emerging countries are at the frontier of climate change actions, and carbon emissions
accounting provides a quantifiable measure of the environmental impact of economic …

Purpose Financial inclusion plays an essential role in today's modern era. There has been a
growing recognition that financial inclusion is an important enabler in poverty reduction. It is …

The world today is heavily reliant on Information Technology (IT) in every aspect of life
(Javed et al., 2022; Dwivedi et al., 2020; Ullah & Lai, 2013). One of the most crucial …

The promotion of Islamic financial inclusion (IFI) is a challenge for Islamic banking industry
in Pakistan. Although, Islamic banks are trying to enhance IFI, however, a satisfactory level is …

Digital trade is increasing rapidly throughout the world whereas digital platforms and
Coronavirus have further enhanced the importance of the digital economy and digital trade …

Pakistan's services sector has performed remarkably well over the past few years by
contributing towards GDP and a growth rate which is higher than industrial and agriculture …

Financial inclusion has gained much importance after the COVID-19 pandemic as the world
has the profound realization of the fact that households and individuals who are more …

This research work is an attempt to assess the current state of microfinance in Pakistan with
a view to collaboratively finding strategic and bespoke solutions to increasing the financial …

The study investigates the effect of digitization on financial performance and the mediating
role of servitization. The positivist philosophy was adopted, leading the researcher to use the …