A genetic algorithm approach for SMEs bankruptcy prediction: Empirical evidence from Italy

N Gordini - Expert systems with applications, 2014 - Elsevier
Bankruptcy prediction is a topic, which affect the economic well being of all countries.
Having an accurate company default prediction model, which can pick up on time the signs …

Bank capital requirements, business cycle fluctuations and the Basel accords: A synthesis

I Drumond - Journal of Economic Surveys, 2009 - Wiley Online Library
In order to survey the mechanisms through which the introduction of Basel II bank capital
requirements is likely to accentuate the procyclical tendencies of banking, this paper brings …

A more complete conceptual framework for SME finance

AN Berger, GF Udell - Journal of Banking & Finance, 2006 - Elsevier
We propose a more complete conceptual framework for analysis of SME credit availability
issues. In this framework, lending technologies are the key conduit through which …

Modelling credit risk for SMEs: Evidence from the US market

EI Altman, G Sabato - Abacus, 2007 - Wiley Online Library
Considering the fundamental role played by small and medium sized enterprises (SMEs) in
the economy of many countries and the considerable attention placed on SMEs in the new …

The value of non-financial information in SME risk management

EI Altman, G Sabato, N Wilson - Available at SSRN 1320612, 2008 - papers.ssrn.com
Within the commercial client segment, small business lending is gradually becoming a major
target for many banks. The new Basel Capital Accord has helped the financial sector to …

[图书][B] Banking on Basel: the future of international financial regulation

DK Tarullo - 2008 - books.google.com
Daniel K. Tarullo is a professor of law at Georgetown University Law Center. He has taught
at Harvard Law School (2005) and Princeton University (2004). He held several senior …

Estimating financial distress likelihood

J Pindado, L Rodrigues, C De la Torre - Journal of Business Research, 2008 - Elsevier
This study develops an ex-ante model for estimating financial distress likelihood (FDL), and
contributes to the literature by presenting a financially-based definition of distress that is …

The financing of innovative SMEs: A multicriteria credit rating model

S Angilella, S Mazzù - European Journal of Operational Research, 2015 - Elsevier
Abstract Small and Medium-sized Enterprises (SMEs) face many obstacles when they try to
access the credit market. These obstacles increase if the SMEs are innovative. In this case …

The differential impact of leverage on the default risk of small and large firms

L Cathcart, A Dufour, L Rossi, S Varotto - Journal of Corporate Finance, 2020 - Elsevier
We analyse a sample of 6 million firm-year observations of large corporations and small and
medium sized enterprises (SMEs) spanning 6 European countries from 2005 to 2015, to …

Small enterprise default prediction modeling through artificial neural networks: an empirical analysis of i talian small enterprises

F Ciampi, N Gordini - Journal of Small Business Management, 2013 - Wiley Online Library
Having accurate company default prediction models is vital for both banks and enterprises,
especially small enterprises (SEs). These firms represent a vital part in the economy of every …