Financial literacy, money management skill and credit card repayments

FS Hamid, YJ Loke - International Journal of Consumer Studies, 2021 - Wiley Online Library
This paper studies the relationship between socio‐economic factors, financial literacy,
money management skill, overspending and impulsiveness on credit card repayment …

The psychology of borrowing and over‐indebtedness

R Ranyard, S Mchugh, S Mcnair - Economic psychology, 2017 - Wiley Online Library
This chapter first reviews research on the psychology of borrowing, beginning with an
outline of changes in borrowing over the years. It then draws on Kamleitner and Kirchler's …

Anchoring in financial decision-making: Evidence from Jeopardy!

M Jetter, JK Walker - Journal of Economic Behavior & Organization, 2017 - Elsevier
Abstract This paper analyzes 12,596 Daily Double wagering decisions of 6064 contestants
in the US game show Jeopardy!. We exploit a situation in which a player has to …

Exploring the interplay of materialism, financial socialization, financial capability, and credit card debt

Z Li, S Chatterjee, D Moorman - International Journal of Bank …, 2024 - emerald.com
Purpose This study aims to utilize the theory of planned behavior, integrating materialism,
financial socialization, and perceived financial capability, to explore the psychological …

The round‐number advantage in consumer debt payoff

MS Isaac, Y Wang, RM Schindler - Journal of Consumer …, 2021 - Wiley Online Library
The current consumer debt epidemic in the United States has prompted research on how
consumers make debt repayment decisions. Consistent with past research indicating that …

Credit card repayments in a Latin American country: a psychological perspective

CLD Fuentealba, JAM Mendoza… - Academia Revista …, 2024 - emerald.com
Credit card repayments in a Latin American country: a psychological perspective | Emerald
Insight Books and journals Case studies Expert Briefings Open Access Publish with us …

Do some financial product features negatively affect consumer decisions? A review of evidence

P Lunn, FP McGowan, N Howard - 2018 - econstor.eu
Do some financial product features negatively affect consumer decisions? A review of evidence
Page 1 Lunn, Pete; McGowan, Féidhlim P.; Howard, Noel Research Report Do some financial …

How explicit consumer credit information affects intent to purchase on credit: an experiment

K Pulk, L Riitsalu - International Journal of Bank Marketing, 2024 - emerald.com
Purpose Consumer culture is promoting immediate gratification, and the rise of digital
financial services is increasing the risk of indebtedness while debt reduces well-being and …

Financial knowledge and responsible credit card behavior: exploring mediators and moderators

F Chen, G Jiang, M Gu - International Journal of Bank Marketing, 2024 - emerald.com
Purpose Under the background of low consumer financial knowledge and accumulated
credit card liabilities, this study investigates the relationship between financial knowledge …

Cash or m-payment? The dilemma of payment behaviour during the COVID-19 pandemic

EA Graziano, L Leonelli, G Petroccione… - Global Business …, 2023 - journals.sagepub.com
The COVID-19 pandemic represented an unexpected shock to the global economy, with a
significant impact on business and consumer behaviour, particularly on spending and …