We present results from the 2021 Methods-of-Payment (MOP) Survey, including updated
payment shares based on a three-day shopping diary. We highlight long-term trends …

Access to banking and financial services is defined by various international organizations as
essential to ensure the development of countries and regions. However, this access is not …

We present key results from the 2023 Methods-of-Payment (MOP) Survey, including updated
payment shares based on a three-day shopping diary. Results show that measures of cash …

This study considers the retrogression event of convenience for bank users as a natural
experiment and analyzes the effect of this event on cash demand. Using bank account …

Cash, COVID-19 and the Prospects for a Canadian Digital Dollar Page 1 Bank of Canada
staff discussion papers are completed staff research studies on a wide variety of subjects …

This paper studies an empirical model of shoe-leather cost applied to consumer cash
withdrawal. The unique feature is to estimate the effect of shoe-leather cost from the cash …

In this analysis, we discuss how the demand for and the use of cash has changed in Austria
since euro banknotes and coins were introduced in January 2002. Cash use for payments …

This paper introduces a subjective measure of cash accessibility in Canada, complementing
existing distance-based metrics developed by Chen, O'Habib and Xiao (2023). Analyzing …

This study examines the developments in the spatial distribution of ATMs, banks, and post
branches in Switzerland between 2021 and 2023. We calculate the actual travel time and …

This paper studies Canadians' access to cash using the geographical distribution of
automated banking machines (ABMs). We find that over 97% of urban Canadians have …