Outside of flood hazard zones, households must decide whether to insure or rely on disaster
assistance to manage flood risk. We use the quasi-random flooding generated by Hurricane …

I study the effect of risk-based flood insurance pricing on welfare and climate damages in the
US I estimate my results with flood insurance policy data and a novel survey measuring …

First, we document the impact of being hit by a devastating tornado on household finance
and business survival. The tornado paths are random and cannot be predicted using risk …

Presidential major disaster declarations (PDs) are a key factor in determining the availability
of federal grants and low-interest loans to support housing recovery in the United States …

We estimate the causal effect of emergency credit on households' finances after a negative
shock. To do so, we link application data from the US Federal Disaster Loan program, which …

How does household exposure to a natural disaster affect higher education investments?
Using variation in flooding from Hurricane Harvey (2017), we find that college-aged adults …

We show that borrowers are highly sensitive to the requirement of posting their homes as
collateral. Using administrative loan application and performance data from the US Federal …

We estimate the causal effect of cash grants on household finance and business survival
following a natural disaster. Disaster-affected individuals in high damage blocks with access …

Severe climate events pose an increasing threat to households' financial well-being.
Households affected by these events can face a significant financing challenge as disaster …

Recent efforts by the Federal Government of Canada have devoted resources to mitigating
disaster risk and identifying sustainable solutions for post-disaster housing reconstruction …