Rural microfinance must contend with the triple challenges of isolation, small‐scale
transactions, and risk. These challenges result in information asymmetries and transaction …

Innovative women entrepreneurs can be agents of change and offer novel solutions to
global challenges. However, they face multiple barriers to growing their businesses. This …

Innovative women entrepreneurs can be agents of change and offer novel solutions to
global challenges. However, they face multiple barriers to growing their businesses. I review …

In this paper we present the impact of alternative data that originates from an app-based
marketplace, in contrast to traditional bureau data, upon credit scoring models. These …

Este reporte plantea una agenda de crecimiento para los países de la región andina
basada en la productividad y la inversión. Ello parte por identificar los principales síntomas …

A large-scale microcredit expansion program—together with a credit bureau accessible to
all lenders—can enable unbanked borrowers to build a credit history, facilitating their …

Financial technology has often been touted as revolutionary for financial services. The
promise of financial technology can be ascribed to a handful of key ideas: cloud computing …

Women's lower rates of ownership of collateralizable assets are a constraint to accessing
larger business loans. This paper tests the impact of using psychometric credit scoring as a …

Women's entrepreneurship can be a powerful force for women's empowerment and
economic growth (Duflo, 2012). Yet a gender gap in entrepreneurial activity and firm …

Nonexclusive sequential borrowing can increase default and impose externalities on prior
lenders. We document that sequential banking is pervasive with substantial effects. Using …