Currently, in Iran's banking system, non-repayment of facilities has become one of the
biggest issues, and due to the lack of a proper system for proper allocation of facilities, they …

Extended Abstract: 1-INTRODUCTION Playing the positive role of banks in the economic
development of the country requires the health of the banking system. one of the most …

Services are important major element of the economy in today's societies, and banks as one
of the most important service organizations direct and support many of the community's …

Earning of companies is one of the important factors in economic growth and development
and earning manipulation is one of the main challenges of market efficiency that researchers …

چکیده مطالبات غیر جاری بانک‌ها تحت تأثیر عوامل مختلفی هستند که ازجمله آن‌ها می‌توان به
ریسک‌های کژگزینی و کژمنشی اشاره نمود. از یک‌سو، غالباً مشتریان پر ریسک حاضر به دریافت …‎