Capital Structure and Financing in the Health Insurance Industry

EM Eastman, JD Frederick, JB Karl - Journal of Insurance Issues, 2024 - JSTOR
In this study we examine how the passage of the Affordable Care Act (ACA) impacts health
insurer capital structure and financing decisions. Economic theory suggests that a firm's …

Money for Nothing? Regulatory Uncertainty and Cash Holdings of Health Insurers Surrounding the ACA

JD Frederick, JM Carson, DG McCarthy - Journal of Insurance Issues, 2024 - JSTOR
In 2023 total health care spending in the US totaled approximately $4.7 trillion and
represented 18 percent of GDP. In an attempt to reduce these expenditures, the Affordable …

Moral Hazard on the ACA Exchanges: Evidence from a Cost-Sharing Subsidy Discontinuity

C Ellis, M Esson, E Liebman - Available at SSRN 4892925, 2024 - papers.ssrn.com
This paper examines the moral hazard effects of cost-sharing subsidies in the Affordable
Care Act's Health Insurance Exchanges. Exploiting a sharp discontinuity in subsidy …

The Impact of Expanding Public Health Insurance on Market-based Insurance Premiums: Roles of Risk-Pool Composition and Size

Q Liu, M Lei, T Zhu - Available at SSRN 3966751, 2021 - papers.ssrn.com
Abstract The Affordable Care Act (ACA) aims to mitigate Americans' uninsured crisis by
expanding Medicaid and establishing the ACA Marketplace. The Medicaid expansion has a …

Essays on ACA Marketplace Plan Pricing

M Lei - 2022 - search.proquest.com
ESSAYS ON ACA MARKETPLACE PLAN PRICING Page 1 ESSAYS ON ACA
MARKETPLACE PLAN PRICING by Ming Lei A Dissertation Submitted to the Faculty of …