This paper reviews psychological studies of real‐life use of credit, debt, and
overindebtedness, with the aim of making policy recommendations that could reduce the …

Financial literacy helps individuals make more assertive and efficient decisions in the
monetary context of their lives. This study has as its central axis developing a model that …

A nascent literature recognizes that student loan debt is racialized and disproportionately
affects youth of color, especially black youth. In this study, the authors expand on this …

Guided by a family stress perspective, we examined the hypothesis that discussing money
would be associated with the handling of marital conflict in the home. Analyses were based …

National strategies aiming to reduce gender inequalities should focus on critical areas, such
as financial literacy. However, a method should be established to measure individual …

Using a large, nationally representative sample provided by the Financial Industry
Regulatory Authority (FINRA), individuals' use of professional planning advice is analyzed in …

Around the world, student loan debt is rising. Growing numbers of students rely on student
loans to pay for their higher education and their levels of borrowing are increasing …

Banking and financial institutions are undergoing a dramatic transformation in this digital
age. Despite the extended digital communications, a significant proportion of the people …

Although" resilience" has become part of the popular and clinical lexicon, the concept is not
easily defined. What degree of risk must families overcome to demonstrate resilience? Is …

RESUMO A alfabetização financeira auxilia os indivíduos em tomadas de decisões mais
assertivas e eficientes no contexto monetário de suas vidas. Este estudo tem como eixo …