Cryptocurrencies are invested in by approximately 15% of US households. However, the
high volatility of these assets poses substantial financial risks, particularly as 40% of US …

In response to the COVID-19 pandemic, many governments around the world introduced
policies aiming to provide citizens with financial relief through early access to their …

Australian regulations strictly limit early withdrawals from retirement plan accounts.
However, in 2020, the Government made otherwise illiquid plan balances temporarily liquid …

Purpose The purpose of this study is to examine a mechanism through which subjective
financial literacy can exert negative effects on the retirement saving intention and behaviors …

At the onset of the Covid-19 crisis, and with one of the largest and best-funded defined
contribution programs in Latin America, Chile held over USD 50 bn from the system. This …

This study explores gender differences in financial knowledge overconfidence among older
adults using the 2016 Health and Retirement Study. We find that older females have …

This paper proposes a machine-learning-based method that can predict individuals' savings
adequacy in the presence of mental accounting. The proposed predictive model perceives …

Under the background of general financial knowledge confidence and insufficient retirement
planning, this study investigates the relationship between overconfident financial knowledge …

This study explores the impact of COVID‐19‐related job loss on early retirement
withdrawals, highlighting the roles of financial hardships, subjective well‐being, financial …

Financial knowledge is often referred to as the key to improving one's financial decisions.
Because of the evident racial/ethnic disparities in wealth, income, and financial wellbeing, it …