Digital tools can help mitigate serious threats to social and economic activity created by
external shocks and reduced government funding. This paper complements Information …

Abstract Problem Definition: Many online retailers offer free shipping services if customers
spend more than a threshold amount. We study the impacts of the free shipping threshold on …

Mobile money (MoMo) transactions have become increasingly popular in much of the
developing world as means of innovative financial electronic transactions. Thus, the …

Individuals join online healthcare communities (OHCs) to engage with an audience that
observes their behaviors with the aim of improving self-regulation. While this engagement …

In an era of rapid digital transformation, smartphones have fundamentally reshaped human
activities and global socio-economic behaviors. However, the surge in digitalization brings …

Clocking-in cash-back (CIC), an emerging gamified business model in online learning, has
recently garnered significant attention. CIC allows users to secure a full refund of the course …