For two generations, urbanists have analyzed how residential mortgage lending reflects and
reinforces inner‐city inequality. Yet the basic dichotomies of this literature have been eroded …

" The Color of Money," a series of articles published in the Atlanta Journal-Constitution in
May 1988 (Dedman 1988), documented persistent barriers in access to mortgage credit in …

The role of housing finance in neighborhood change has long been a fixture of urban
geography. In the last decade, however, residential mortgage lending has been transformed …

Recent studies find that high levels of black-white segregation increased rates of
foreclosures and subprime lending across US metropolitan areas during the housing crisis …

Predatory home mortgage lending has become a central concern for housing research,
public policy and community activism in US cities. Regulatory attempts to stop abuses …

The subprime boom and subsequent foreclosure crisis highlighted risk associated with
pursuit of the American Dream of homeownership. People of color and those living in …

Despite decades of government reform, the American housing credit system continues to
mirror long‐standing patterns of racial segregation and inequality. Consistent with this trend …

Since the late 1980s, mutually reinforcing trends in economic growth, public policy, and
community activism have fostered a wave of residential mortgage lending to 'underserved …

Unsustainable high-cost lending was a major contributor to one of the worst financial crises
in US history. While several studies examine individual-and community-level predictors of …

The racial contours of the United States' subprime lending boom, foreclosure crisis, and
subsequent recovered market illustrate that the benefits and risks of homeownership were …