The credit scoring is a risk evaluation task considered as a critical decision for financial
institutions in order to avoid wrong decision that may result in huge amount of losses …

Credit scoring is a crucial indicator for banks to determine the financial position and the
eligibility of a client for credit. In order to assign statistical odds or probabilities to predict the …

Credit-risk evaluation is a very challenging and important problem in the domain of financial
analysis. Many classification methods have been proposed in the literature to tackle this …

The number of Non-Performing Loans has increased in recent years, paralleling the current
financial crisis, thus increasing the importance of credit scoring models. This study proposes …

Credit score is a creditworthiness index, which enables the lender (bank and credit card
companies) to evaluate its own risk exposure toward a particular potential customer. There …

Purpose–Credit risk assessment has gained importance in recent years due to global
financial crisis and credit crunch. Financial institutions therefore seek the support of credit …

This study explores and evaluates the use of soft computing systems for clients' credit risk
assessment in a Brazilian private credit card provider through the development of an …

Over the past few years, the credit risk evaluation of micro‐, small‐and medium‐scale
enterprises by banks and financial institutions has been an active area of research under the …

Risk management is one of the most important branches of business and finance.
Classification models are the most popular and widely used analytical group of data mining …

Neural Network (NN) is one of the most commonly used method in credit scoring. On the
other hand Fuzzy Logic (FL) cannot be used alone in credit scoring due to lack of learning …