Credit risk in dual banking systems: does competition matter? Empirical evidence

M Ali, MA Khattak, N Alam - International Journal of Emerging Markets, 2023 - emerald.com
Purpose The study of credit risk has been of the utmost importance when it comes to
measuring the soundness and stability of the banking system. Due to the growing …

[HTML][HTML] The nexus of competition, loan quality, and ownership structure for risk-taking behaviour

S Moudud-Ul-Huq, MA Halim, FA Sobhani, Z Karim… - Risks, 2023 - mdpi.com
“The core purpose is to explore the relationship between competition, loan quality,
ownership structure, and risk for MENA economies.” In addition, this study examines the …

[HTML][HTML] Does competition make banks riskier in dual banking system?

N Alam, BA Hamid, DT Tan - Borsa Istanbul Review, 2019 - Elsevier
This paper investigates competition and risk-taking behaviour of Islamic banks taking a
sample of 59 Islamic banks and 149 conventional banks from 10 highly developed Islamic …

Risk, efficiency and capital in a dual banking industry: evidence from GCC banks

M Alsharif - Managerial Finance, 2021 - emerald.com
Purpose This study aims to extend the literature by simultaneously investigating the
relationship between risk, efficiency and capital in the Gulf Cooperation Council (GCC) dual …

Determinants of credit risk: A comparative analysis between Islamic and conventional banks in Bangladesh

MN Kabir, M DULAL MIAH, RN Huda - The Singapore economic …, 2022 - World Scientific
The paper investigates the determinants of credit risk of Islamic and conventional banks in
Bangladesh. In so doing, it collects data from 30 private commercial banks comprising of …

Macroeconomic effect and risk-taking behavior in a dual banking system

F Fakhrunnas, W Dari, MN Mifrahi - Economic Journal of Emerging …, 2018 - journal.uii.ac.id
This study aims to analyze the relationship between macroeconomic factors and risk-taking
behavior in a dual banking system. Adopting a panel cointegration approach, this research …

Credit risk, managerial behaviour and macroeconomic equilibrium within dual banking systems: Interest-free vs. interest-based banking industries

A Louhichi, Y Boujelbene - Research in International Business and …, 2016 - Elsevier
In this paper, an attempt has been made to explore the determinants of credit risk in the
banking system with a particular interest toward the Islamic banking industry. We analyze …

Does sectoral diversification of loans and financing improve bank returns and risk in dual-banking systems?

M Šeho, MH Ibrahim, A Mirakhor - Pacific-Basin Finance Journal, 2021 - Elsevier
This paper investigates the effects of sectoral diversification of loans and financing on the
risk and the returns of banks in dual-banking systems. We employ the system GMM …

Credit risk differential between Islamic and conventional banks in Malaysia

EHY Koh, H Banna, L Youmkyung - Journal of Southeast Asian Economies, 2022 - JSTOR
Despite the renewed interest post-2008, experts remain divided on whether Islamic banks
(IBs) are riskier than conventional banks (CBs). Hence, we aim to study their credit risk …

Bank-specific factors, market conditions and the riskiness of Islamic and conventional banks: evidence from recent quantile approaches

R Aydemir, HZ Atan, B Guloglu - International Journal of Islamic and …, 2024 - emerald.com
Purpose The purpose of this paper is to investigate how bank-specific factors affect the
riskiness of conventional and Islamic banks in response to shocks in major financial indices …