Bundling health insurance and microfinance in India: There cannot be adverse selection if there is no demand

A Banerjee, E Duflo, R Hornbeck - American Economic Review, 2014 - aeaweb.org
Microfinance institutions have started to bundle their basic loans with other financial
services, such as health insurance. Using a randomized control trial in Karnataka, India, we …

How much do existing borrowers value microfinance? Evidence from an experiment on bundling microcredit and insurance

A Banerjee, E Duflo, R Hornbeck - Economica, 2018 - Wiley Online Library
Randomized controlled trials have found only modest effects of microfinance, but these
studies focus on new clients. Existing estimates may thus understate ongoing gains for more …

[HTML][HTML] The social dilemma of microinsurance: Free-riding in a framed field experiment

W Janssens, B Kramer - Journal of Economic Behavior & Organization, 2016 - Elsevier
Health shocks are among the most important unprotected risks for microfinance clients, but
take-up of micro health insurance remains low. A framed field experiment with credit groups …

[PDF][PDF] Take-up: why microfinance take-up rates are low & why it matters

D Karlan, J Morduch, S Mullainathan - Financial Access Initiative …, 2010 - sendhil.org
If you listen to the strongest pitches for microfinance, you would imagine that everyone
offered microfinance would leap at the chance to be a customer. Yet this is not so. Evidence …

Evaluating the health effects of micro health insurance placement: Evidence from Bangladesh

SA Hamid, J Roberts, P Mosley - World Development, 2011 - Elsevier
We examine the impact of Micro Health Insurance placement on health awareness,
healthcare utilization, and health status of microcredit members in rural Bangladesh, using …

Is microfinance growing too fast?

A Gonzalez - MIX data brief, 2010 - papers.ssrn.com
The aggregate number of borrowers served by microfinance institutions (MFIs) reporting to
MIX Market grew 21 percent per year on average in the 2003-2008 period, while the loan …

Microinsurance–the risks, perils and opportunities

W Brown - Microfinance, 2009 - taylorfrancis.com
There is a rising tide of microfinance institutions (MFIs) wanting to develop insurance
products for the low income market. Insurance is a risky business that, in many developed …

Re-evaluating microfinance: Evidence from propensity score matching

I Cintina, I Love - The World Bank Economic Review, 2019 - academic.oup.com
We evaluate effectiveness of microfinance using Propensity Score Matching (PSM) method
applied to data collected in a recent randomized control trial. This method allows us to …

Health insurance and other risk-coping strategies in Uganda: the case of Microcare Insurance Ltd.

M Dekker, A Wilms - World Development, 2010 - Elsevier
To reduce the burden of health expenditures in developing countries, health-insurance
schemes have become popular and now feature prominently in poverty-reduction strategies …

High noon for microfinance impact evaluations: re-investigating the evidence from Bangladesh

M Duvendack, R Palmer-Jones - The Journal of Development …, 2012 - Taylor & Francis
Recently, microfinance has come under increasing criticism raising questions of the validity
of iconic studies which have justified it, such as Pitt and Khandker. Chemin applied …